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IOB Account Balance Check Via SMS : Indian Overseas Bank

Name of the Organisation : Indian Overseas Bank (
Type of Facility : How to Check IOB Account Balance by SMS?
Location : Chennai

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Website :

SMS Banking :
SMS Banking initiatives permit you to access your Bank accounts and carry out various banking transactions and enquires.

If you have a mobile phone, you can use the SMS facility and conduct the following operations using the messaging services of your service provider.
** Balance Enquiry
** Last Few Transactions
** Cheque Paid Status
** Suspend ATM / Debit Card
** Loan Balance Enquiry
** Demat Service
** Deposit Service

SMS alert service and SMS Pull enquiry and request :
SMS alert service keeps you informed/ updated about the significant activities/ transactions taken place in your account(s). For example you can receive SMS Account Balance alerts (Daily, Weekly or Monthly) or get alert whenever any debit or credit transaction(s) happen in your account for the configurable amount.

SMS Pull :
enquiry enable the bank’s mobile banking register to check his/ her account balance or last few transactions for his/ her account(s) by just sending a message to 9551099007.

For balance enquiry in you account :

Format :
BAL<space><Account Nickname> to +919551099007

<Account Nickname> = SB+<Your Account Number> (should be 9 digit’s)

<Account Nickname> = CD+<Your Account Number> (should be 9 digit’s) etc..

Example :
Original Account number : 1234

Equivalent 9-digit account : 000001234

Example :
BAL<space>SB000001234 to +919551099007

Account Nickname :
Logon to customer website and verify the account nickname for your list of accounts

How to apply for SMS Banking- :
It is a very easy process. Visit our from your desktop browser. This will open the customer module where you can click on the “How to Register- ” and download the form, fill the details and just walk in to your nearest branch or apply for the Mobile Banking service by duly filling the Mobile Banking application form in the branch.

SMS Pull Services :

List of SMS Pull Services:

Service Name Service Code Format
Balance Enquiry BAL <Service Code> <Acct. Nickname>
Last few transactions LTX <Service Code> <Acct. Nickname>
Cheque Paid Status CPS <Service Code> <Acct. Nickname> <cheque number>
Suspend ATM / Debit Card BLK <Service Code> <Acct. Nickname> <16 digit ATM Card Number>
Loan Service:
Loan Balance Enquiry LBAL <Service Code> < Loan Acct. Nickname>
Demat Service:
Demat Holding Enquiry DHE <Service Code> < Demat Acct. Nickname>
Demat Script Enquiry DCS <Service Code> < Demat Acct. Nickname> < Script Name>
Demat Bill Enquiry DBE <Service Code> < Demat Acct. Nickname>
Deposit Service:
Deposit Account Balance Enquriy DBAL <Service Code> < Deposit Account NickName>


Sample List of Service Codes:
Service Name  Service Code  Sample Request
Balance Enquiry  BAL BAL SB1
Last few transactions  LTX LTX SB1
Cheque Paid Status  CPS CPS SB1 123456

Contact Us :
You can either call us on 044-2851 9460 / 044-2888 9350 or visit your nearest IOB branch.

Know More About SMS Banking :
What is SMS Banking? :
SMS Banking is one the IOB retail banking channels, which allows customers to do banking activities from their mobile phone using SMS Technology. IOB’s mobile banking keeps its valued customers updated with their bank account details and enables them to request for their account information and make request to Stop Cheque or cheque the status of cheque presented.

Are all IOB customers eligible to apply for this service? :
Yes. The service is available to all IOB customers with local or foreign currency accounts (Current, Saving accounts, Loan, Term Deposit or Credit Card).

On which phones will this service work? :
SMS Banking service works on all GSM mobile phones that support SMS technology.

How can I use the SMS Enquiry and Request services? :
Compose a new SMS text message as per the sample messages on the SMS Banking User Guide and send it to +919551099007.

You can save all the text formats you need under the “sent item” on your mobile phone for your future use.

Do I need a PIN to use the service? :
No PIN is required to enquire on accounts.

Add a Comment
  1. My account number is 166101000011104. I want to know my balance details.

  2. My account number is 12648. What is my current balance in my account?

    1. You are required to register for SMS Banking service to know your account balance.

  3. My account number is 000027073. I want my account balance through SMS.

  4. My account number is xxxxxxxxxxxxxx672. Kindly send my account balance.

  5. I want to know my account balance. What can be done?

  6. My IOB bank account no. 065001000065572. Please tell my account balance.

  7. How can I check my account balance?

  8. My account no. is 247601000002572. How can I view my account statement?

  9. My account no. is 000000534. I want to check my account balance.


  11. My account no is 074401000022434. I want to know my account balance.
    Branch : Mangarai

  12. I want to know my account balance. But my registered mobile number is not working. How can I find out the balance as the account home branch is very far from my present staying?

  13. My IOB bank account no is 066201000020844.

  14. My account number is 012901000077499.
    Bank : IOB
    Branch : Eraniel
    I want to know my account balance.

  15. My account no is 282901000003163.
    Please check my balance.

  16. I want to take the printout for last few transaction online. How can I get the transaction online?

  17. How can I check my iob SB account balance through SMS?

    1. You just have to give a missed call to 919551099007. You will get your balance through SMS.

  18. My Ac no: 102901000014284
    Check my balance.

  19. Chinnaraja Murugesan

    Account no : 248701000001697
    Please check my balance.

  20. My ATM card No: 422132152489
    Now my account balance Rs-2,139/-but not come my money to ATM machine. Please tell reason& solve problems.

  21. My a/c no: 6181
    Please give balance.

  22. Alicia Tours & Travels

    I need account statement till date. My account number is 060202000002177.

  23. Account no:13382

  24. Niranjan Kumar Paswan

    My card number is 170001010015092.

    1. How much money I have in my account?

  25. Account no is 000025256.
    Please check my balance.
    Anakapalle branch,Andhrapradesh

  26. How to check my current balance? My account number is 076801000052702.

  27. Check my account balance :
    A/C no : 035801000040283
    IFSC : ioba 0000358

  28. Checking our balance by missed call is not working. When the number 04442220004 is dialed it gives a message stating the number is not in service. Please do provide the correct number for checking balance through missed calls.

  29. BANK :IOB
    AC NO :15062

  30. My acc no is 12204. I want to know my balance.

  31. I cannot register my mobile number in bank. Can I check my account details?

  32. Bank: IOB
    Branch : Thiyagadurgam
    Account no:59441
    I want to check my balance.

  33. A/C No: 13489
    Branch: Seelanaickenpatti, Salem
    Please give my account balance SMS reply

  34. Bank: IOB
    Account no: 60733
    Branch: Vyasarpady
    I want to check my balance. Please reply.

    1. From the Website :

      BAL to +919551099007

  35. I am really disappointed by IOB customer service.

  36. Account number : 013701000026813

  37. Indian Overseas Bank customer can check a/c bal by Missed call-04442220004 from your registered mobile number.

  38. IOB Bank :
    A/ : 267501000002799
    Please check my account.

  39. Bank name : IOB
    Branch: Vasudevanallur
    A/C no:287001000000175
    Please check my account balance.

  40. 80714
    Please check my balance in IOB

    1. Bank Name : IOB
      Branch : Eda-Melaiyur
      Account no : 109201000055651
      Please tell my account balance.

  41. Bank name-IOB

    Branch- Fridaymarket
    Account no- 065001000061623
    IFSC code- IOBA0000650
    Please tell my account balance

  42. ACCOUNT NO .099801000043853

  43. My account/no is 0636000008480
    Please tell me my account balance

  44. My a/c no : 157601000041342
    sms services is not working in my account

  45. My SMS services is not working. Credit &debit balance is not updated to my mobile number

  46. Ac no:005301000084408
    If sc no:IOBA0000053
    No frill sb account
    Check my Balance

  47. I am Bhargunam
    My iob account inquiry balance?
    My sms number is not working.

    Ac: 061701000012867

    IFSC: 0000617

  48. 250601000001844


    1. Indian overseas bank a/CNO-092701000003611 BALUGAON R.S

  50. Name – km anshu
    Bank- iob
    Account no – 29801000001855
    Please check my ac balance please

  51. A/c no:25082
    Check balance please

  52. My account no 059901000041521
    Please tell me my account is now active or not?

  53. Bank: IOB
    Sb a/c no.000043621
    Please check my balance

  54. Bank name – iob
    Branch – jmc
    A/c no – 33932
    Please check my balance

  55. Sumaiya Aysha Gani

    Bank Name:IOB
    Account Number:130701000034188
    Please check my balance

  56. How to Check my IOB SB Account Balance through SMS?

  57. Please check my a/c bal.
    A/c num 70953.
    IFSC Code: IOBA0000394

  58. My account no is 18958. How to check the balance

    1. Contact branch


  60. My acc no is 25405
    How can I check balance?

  61. In my account 2000 was withdrawal and the particulars of withdrawal in the book is P1EWVIO2MEDICAL. What is the meaning and the details for the withdrawal?

    1. Something related to medical withdrawal had done.


  63. How to check my current a/c balance by sms?

  64. Can you get me the credentials of the user name and password through individual login without going to the Indian overseas bank as already filled the application through online? If so that you will be really appreciated. Please note that the sms way to check the balance is really disgusting service provided compared with other banks. Hope so you will come with the quick response

    Please note that I want to check my balance through online and through sms and the guideliness is followed but I dont want to go to bank take approval from the bank authority. The option of the Sms is also not good .So pathetic Service when compared with other banks.


  66. How can I check my account balance in IOB?

  67. Original account no 28510
    Equivalent account no 030601000028510
    Balance 030601000028510

  68. How can I find my account nick name?
    Where is the customer website? to get my list of accounts

  69. How to check my iob balance?

  70. How to check my account balance in IOB bank?

  71. Balance inquiry please 053301000016626

  72. How to check my account balance in IOB bank?

  73. I want to check my account balance
    My account no is sbi account 21443

  74. IOB accounts are 15 digits not 9 digits. If using above process how will the IOB server know to which branch this account balance request is made if only 9 digits provided?

  75. How to Check my IOB SB Account Balance through SMS?

  76. BAL 121901000007827

  77. My account number is 021601002400005. How much balance in my account?

  78. Please my account balance
    a/c number is 5266

  79. How much amount is now on my account? ac no. 000003511

  80. Account no: 023001000036926 bank; IOB
    Please send my recent account balance.

  81. I’m christopher

  82. My IOB account is NRI ACCOUNT NO IS 10748
    I need to check my balance and then I transferred from Internet banking. It can’t credit. Why?

  83. vikrambhaigambhirbhaisolanki

    206201000013480 balance check

  84. BAL 264701000000621 Please send my recent balance

  85. Message is not sending to that number (9551099007). What can I do?

    1. You need to complaint to respective bank branch.


  87. How can I add my number to my account to get the notification sms in my mobile?
    Please reply me.


  88. Mobile banking alert

  89. How to see my balance

  90. I have account in iob. How can I check my account balance through website or SMS and I have only my account number and branch number. Please reply me as soon as possible.

    1. Example :
      Original Account number : 1234

      Equivalent 9-digit account : 000001234

      Example :
      BALSB000001234 to +919551099007

      Account Nickname :
      Logon to customer website and verify the account nickname for your list of accounts

  91. 108801000058829

  92. How to check my current a/c balance by sms?

  93. How to Check my IOB SB Account Balance through SMS

  94. I had used my Axis Bank Credit Card to withdraw money from ATM Of BANK OF INDIA. But no money had been drawn due to shutter is not open on the machine. But I get sms of balance deduction of same amount.
    My Question is whom I have to contact my Axis bank ( my credit card is of Axis Bank) or Bank of India from which ATM I try to withdraw. Please tell ASAP as I was very upset my a/c debited while I did not get my cash.

    1. It is better to contact Bank of India.

  95. I had used ATM IndusInd Bank Paschim Vihar G Block for withdrawal money twice a time at 2135 and 2148 hrs ATM ID SN000592 TXN No.3137 & 3138 Response Code Contact Bank. But no money has been drawn due to shutter is not open on the machine. The same with other customers also. I need information and do some necessary action. My account at CGO Complex Opp Parivaran Bhawan, Lodhi Road New Delhi-110003 (No.01000034756).

    1. You need to complaint to respective bank branch.

  96. How can I know my account details?

    1. For balance enquiry in you account :

      Format :
      BAL to +919551099007

      = SB+ (should be 9 digit’s)

      = CD+ (should be 9 digit’s) etc..
      Send a message to 9551099007.

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