Vijaya Bank : Get Account Balance on Mobile

Name of the Organization : Vijaya Bank (vijayabank.com)
Type of Facility : Get Vijaya Bank Account Balance on Mobile
Location : Bangalore

Website : https://www.vijayabank.com/
Mobile Banking :  https://www.vijayabank.com/Help-Desk/Mobile-Banking

Vijaya Bank Related Content:
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Transfer Funds by Netbanking: https://www.indianjobtalks.in/15044.html
Download Passbook Apps: https://www.indianjobtalks.in/24262.html
PPF Scheme Application: https://www.indianjobtalks.in/24246.html

Mobile Banking:
V-MOBILE BANKING provides the customers a secure and convenient means of banking and commerce from anywhere anytime just on press of a button on your mobile. V-MOBILE services are available both on SMS and GPRS. V-MOBILE is a secured payment channel since the customer does not compromise with information like the debit card number or pin.

Basic requirements for V-Mobile banking service are :
Customer having Savings / Current – proprietor/ Staff Overdraft account with our bank and issued with an ATM/Debit Card

Mobile handset should be Java enabled and should have at least one of the following features :
GPRS (General Packet Radio Service) enabled
Bluetooth
Provision to transfer data through Data Cable

Mobile Banking Application for ANDROID :
** Follow the below steps to Download the Application
** Visit ‘Google Play Store’
** Search for ‘Vijaya Bank’
** Accept, Download and Install ‘Vijaya Bank MobileBanking Application in your handset’.

Vmobile Banking Application Login Procedure :
** Select the Mobile Application file from Application Folder in the mobile handset and Click Open to start the Application.
** Select First Time User and Click OK option.
** Please provide the following inputs one by one while First login and Click OK option
** Enter Mobile Application Password which was received through SMS
** Secret Question – secret answer
** Enter new Mobile Application password
** After Successful Activation, user will be prompted to change activation code received earlier on SMS during registration.
** Please provide the following inputs for changing the Activation Code as mPin and Click OK option.
** Activation code which was received through SMS (mPIN)
** New mPin ( Note : Login Password and mPin should not be same)
** Confirm new mPIN
** On successfully changing the activation code /mPin, now VMobile Banking Main Menu will open successfully.

Steps for using VMobile Application :
Balance Enquiry:
i. Select Balance Enquiry.
ii. Enter your 4 digit mPin.
iii. Get balance of account on screen and inbox.

Mini Statement :
i. Select Mini statement.
ii. Enter your 4 digit mPin.
iii. Get mini statement containing last 8 transactions of your account on screen and inbox.

Immediate Payment Service :
Funds transfer through IFS Code and Account Number (Person to Account – P2A)

IMPS Person-to-Person funds transfer requires the Remitter customer to make funds transfer using Beneficiary Mobile Number and MMID. Both Remitter as well as Beneficiary need to register their mobile number with their respective Bank and get MMID, in order to send / receive funds using IMPS. There may be cases where Remitter is enabled on Mobile Banking, but Beneficiary mobile number is not registered with the Bank account. In such cases, Remitter shall not be able to send money to the Beneficiary.

We have come up with a new facility, wherein IMPS funds transfer shall now be possible using Beneficiary account number and IFS code as well, in addition to Beneficiary mobile number and MMID.

In the IMPS menu, a transaction type ‘IMPS funds transfer – To account number’ will be available

Following fields need to be entered :
** Beneficiary account number
** Beneficiary IFSC code
** Beneficiary account type (optional)
** Amount
** M-PIN
** Remarks (optional)
On initiating transaction as above, the remitter and beneficiary would receive a confirmation SMS with status of transaction.

Fund Transfer :
(maximum amount that can be transferred is Rs.50,000.00 in a day & number of Funds Transfers limited to 3 [Three] in a Day)

Within the Bank :
Mobile to Mobile :
Select beneficiary registration.
Enter beneficiary mobile number (to be a registered V-Mobile customer) and mPin to complete beneficiary registration.
iii. Go to Payment option and invoke the list of beneficiaries.
iv. Select beneficiary, Enter Amount and your 4 digit mPin.
v. Get transaction successful message on screen and inbox.
vi. Beneficiary also gets an SMS.

Note :
For already registered beneficiaries the transaction process is from step iii to vi

Mobile to Account :
i. Select beneficiary registration
ii. Enter the 15 digit a/c number of the beneficiary
iii. System fetches his name for your confirmation
iv. Confirm and complete registration
v. Go to payment option and invoke the list of beneficiary
vi. Select beneficiary, Enter Amount and your 4 digit mPin.
vii. Get transaction successful message on screen and inbox.

Note :
For already registered beneficiaries the transaction process is from step v to vii.

Fund Transfer : Other Bank
NEFT [beneficiary registration] :
i. Enter Beneficiary a/c number in other bank
ii. Enter other bank IFSC code (IFSC code search is available under funds transfer option à other bank à search à IFSC)
iii. Enter the beneficiary’s full name to complete registration.

NEFT Payment :
i. Go to Payment option and invoke the list of beneficiaries.
ii. Select beneficiary, Enter Amount and your 4 digit mPin.
iii. Get transaction successful message on screen and inbox.
iv. Funds are transferred to the other bank account in batch mode at pre-decided frequencies by bank.
v. All NEFT transactions initiated after RBI stipulated hours will be effected on the next working day.

My Services :
Bill Payment :
Register the biller by selecting the appropriate category, then select the required biller & enter the correct information required.

Make payment :
Registered Bill Payment :
Select the registered biller, confirm by selecting full /minimum /part /excess payment. Enter mPin and receive the successful message on screen and inbox.

Ad-hoc Bill Payment :(Next Phase)
Select appropriate category, then biller, then details of the bill and make payment by confirming the details fetched. Get transaction successful message on screen and inbox.

If needed delete the biller by selecting Delete Biller option and then selecting the biller from the list.

Other Services :
Stop Cheque : Enter mPin and cheque number. Get successful message if cheque is not already paid.
Cheque Status :Enter mPin and cheque number. Get the successful message on status of the cheque.
Block Card : Hot list the debit card by entering the mPin.

Locator :
a. ATM Locator – Locate bank’s ATM using pin code or the location.
b. Branch Locator – Locate bank’s branch using pin code or the location.

Request to Bank :
** Request for Cheque Book – Enter mPin and your request will be registered.
** Request for A/C statement – Enter mPin and request for a/c statement will be logged.
** Request for Fixed deposit – Enter mPin and request will be logged.
** Request for Loan – Enter mPin and request will be logged.
** Request for Credit Card – Enter mPin and successful request will be logged.
** Request for New Account – Enter mPin and request will be logged.